Kansas Supreme Court Rules that Insurer’s Failure to Timely Reserve Rights may Expand Scope of Coverage

In October 2018, the Kansas Supreme Court ruled that a liability insurer may be estopped (or in plain English, prevented) from denying coverage because of its failure to issue a timely reservation of rights letter, even if the estoppel results in the expansion of coverage beyond the scope provided under Read More

Policyholders Must Address Short Limitations Periods or Risk Losing Coverage

Many commercial property/business interruption insurance policies contain a contractual limitations period that prohibits a policyholder from suing the insurer more than 12  or 24 months after the insured loss occurred. Most states have longer statutes of limitations, but in some states, the statutory period may be only a year or Read More